Well, it's not long ago Katie was sitting on my knee and starting school in England. Now she's grown up and a hairdresser! An old freind (Eddie) sent me this old photo of her back in Farnborough, and it struck me I could put it onto my blog.
I guess I'm a proud Dad eh?
Katie is one of my three daughters. And I love them all!
I hope you are as lucky as me!!!
I count my blessings each and every day!
Alan
Dear Alan,
I personally from the bottom of my heart like to thank you very much for what you did for not only me but my family last year.
Last year we found ourselves in a lot of financial turmoil, my children were in a situation were they were in grave danger and as a result I needed to go to court to try my hardest to protect them. This was not only emotionally draining but also financially, we had built up a substantial credit card debt (six cards) paying for legal fees to protect my children, a personal loan, a business loan and a car loan in addition to our mortgage.
We had approached several banks (including our own bank) and credit unions to look at refinancing our home so that we could get ourselves out of debt and still have enough money left over to continue paying the lawyer. Unfortunately they all said that it was impossible as we had way to much debt and that it was not possible to redraw the amount of money we were needing to continue on with our fight. We were left with no choice but to reluctantly sell our house to access the equity we had in it to pay the continuing court battle, it was something we did not want to do, not after all the work and renovations we did to make it the wonderful home it is today.
As a last ditch attempt to save our home I rang Aussie Homeloans in the hope they could help and again I was told they were unable to help me. I then rang Aussie Mortgage Masters and was given Alan Stott's details. I rang him and explained the situation to him and after initially saying that he didn't think he could help had another look at the figures and suggested we meet. Upon first meeting Alan I found him to be a very experienced Mortgage Planner, he worked out a way we could refinance and draw out all the available equity from our property. He was truly wonderful (a savior in my eyes), he took the time to listen and he cared when no one else did. He just took the time to write everything down and worked it all out, not pre-judging the situation. Most importantly he genuinely believed in myself and my family and arranged a priority service for our loan assessment and loan processing.
Together we arranged a more competitive loan interest rate. The old loan with RAMS was at 8.14% (June 07) and the new loan was at 7.34%, a saving of 0.8% pa, saving us approx $109,200 over the life of the loan which for us was fantastic.
Throughout the loan process Alan kept in touch with us on an almost daily basis to let us know how the loan was progressing, right through to the settlement of the loan. The big one was the initial conditional approval, he also assisted in satisfying all the banks conditions of the loan resulting in a quick settlement. Alan went above the call of duty by personally chased up RAMS, requesting the RAMS BDM to speak with their own discharge department to assist in a speedy refinance.
In summary we are happy to say that thanks to Alan's belief in us (and the situation we were in) and his amazing expertise, we were fortunate to keep our house and have enough money left over to continue paying my lawyers. Unfortunately my legal battle still continues but thanks to Alan we now know how to manage the bills without EVER getting into the debt we were in. He is now working with us to show us how we can pay off our mortgage faster!
THANKS ALAN, YOUR OUR SAVIOR!!!
I am more than happy to talk to anyone who wants to hear my opinion of Alan and his loan arranging capability and experience. I can be contacted via Alan.
Forever thankful,
Theresa & Tony
